Image via Wikipedia Budgeting can be a tough process for many individuals who aren’t used to being strapped for cash. Many newly married couples find themselves cut off from parental support, and paying the bills can be an unexpected reality check. Learning to stick to a budget is a matter of self-discipline. There are always going to be things and events that will sound more appealing than putting the money into a savings account. While some things arise are a necessity, such as medical expenses or car repairs, others are simply luxuries. Spending a lot of money on dining out or on … [Read more...]